Organized and Unorganized Workers

Benefits to Organized and Unorganized Workers

AL-JAMIU UMMAH SOCIAL WELFARE TRUST

At Al-Jamiu Ummah Social Welfare Trust, we are committed to ensuring the well-being and empowerment of both organized and unorganized workers. Our mission is to safeguard their welfare by providing access to essential benefits such as social security, healthcare, financial assistance, and skill development. We strive to bridge gaps in awareness and accessibility, helping workers tap into government welfare schemes while offering educational and health opportunities for their long-term development.

Our Aims

Our Trust aims to:

  • Ensure access to critical social security benefits including life and disability coverage, health and maternity support, old-age protection, and housing assistance.
  • Facilitate enrollment in government welfare schemes and offer skill development initiatives to empower workers.
  • Advocate for improved working conditions, work-life balance, and overall economic advancement for workers and their communities.
  • Provide access to healthcare facilities, emergency financial aid, and educational opportunities.

Key Objectives

01

Healthcare

  • Access to quality medical services such as doctor consultations, hospitalization, and preventive health checkups.
  • Health awareness campaigns and workshops to inform workers about healthy living.

02

Social Security Coverage

  • Implementation of health insurance, maternity benefits, and old-age pensions.
  • Providing life and disability coverage through comprehensive insurance programs.

03

Awareness and Education

  • Educating workers about their rights and the available social security benefits under the law.
  • Conducting workshops and campaigns to raise awareness about labor laws, worker safety, and wellness.

04

Skill Development

  • Organizing vocational training programs to enhance workers’ employability.
  • Providing skill updates to help workers adapt to evolving job markets.

05

Data Collection and Analysis

  • Conducting surveys to identify the specific needs and challenges faced by workers.
  • Maintaining a comprehensive database of workers to enable targeted interventions.

06

Financial Assistance

  • Offering emergency financial aid to support workers in times of need.
  • Providing educational financial aid for workers’ children to ensure access to better opportunities.

Major Benefits for Workers

Labor Health Card Issuance

We assist in issuing the Labor Health Card through the Karnataka Labor Welfare Board. Cardholders can avail of medical benefits at network hospitals and dispensaries for themselves and their families.

Labor Card Benefits Include:

  1. Comprehensive Medical Assistance – Coverage for major health interventions like cardiac surgeries, oncological treatments, and renal transplants.
  2. Workplace Accident Coverage – Financial protection for workers injured in workplace accidents.
  3. Maternity Support Program – Financial assistance for prenatal and postnatal care, available for the first two live births.
  4. Preventive Healthcare Initiatives – Funding for organizing annual medical examination camps for workers.

Benefits from State and Central Government Welfare Schemes

We facilitate access to State and Central Government welfare schemes, ensuring all workers benefit from essential social security provisions.

Services Provided:

  • Processing medical assistance for treatments and hospitalizations.

  • Securing accident benefits for workplace injuries.

  • Enabling maternity benefits for eligible women workers.

  • Organizing annual medical checkup camps.

These services are available to all workers aged between 18 to 60 years, ensuring equitable access to welfare benefits.

Social Security Support to Laborers

We offer extensive social security support to laborers, ensuring their financial stability and well-being through:

  • Complete Medical Assistance – Coverage for all essential healthcare needs.
  • Childbirth Support – Financial and medical assistance for expectant mothers.
  • Marriage Assistance – Aid for workers’ families in meeting marriage expenses for daughters.
  • Educational Support – Free education for workers’ children to promote literacy.
  • Health Insurance – Fully subsidized health insurance coverage for workers and their families.

Preventive Health Checkups - Importance

Our Preventive Health Checkup program is crucial for early detection and proactive healthcare. The screenings include:

These checkups help:

  • Reduce healthcare costs by detecting health issues early.
  • Minimize severe health complications through timely diagnosis.
  • Promote the overall well-being and productivity of the workforce.

List of Tests Under Preventive Health Check-Up

We offer the following screenings for both organized and unorganized sector workers and their families

Core Health Screenings:
Advanced Diagnostic Tests:
Women’s Health Specialization:
  • Lipid Profile (Cholesterol Screening)
  • Blood Pressure Monitoring
  • Body Weight & Obesity Assessment (BMI Calculation)
  • Blood Glucose Testing (Diabetes Screening)
  • Renal Function Profile (Kidney Health)
  • Thyroid Hormone Levels
  • Liver Function Tests
  • Mammography Screening (for early breast cancer detection)

These screenings help detect potential health risks at early stages, ensuring timely medical intervention and long-term wellness.

Welfare Schemes - Central Government

Our Trust helps workers access the following Central Government Welfare Schemes:

  1. PradhanMantriJeevanJyotiBimaYojana (PMJJBY) – Life insurance coverage of ₹2 lakh for workers aged 18-50 years.
  2. PradhanMantriSurakshaBimaYojana (PMSBY) – Accident disability insurance.
  3. Ayushman Bharat-PM Jan ArogyaYojana (AB-PMJAY) – Health coverage up to ₹5 lakh per family for hospitalization.
  4. PradhanMantriShram Yogi Maan-Dhan (PM-SYM) – Monthly pension of ₹3,000 for workers at age 60.
  5. Unorganized Workers Social Security Act, 2008 – Customized welfare schemes for unorganized sector workers.

We assist with:

  • Scheme enrollment assistance.

  • Documentation guidance.

  • Claim processing support.

Welfare Schemes - Karnataka State

We also facilitate access to Karnataka State Government Welfare Schemes for workers:

  1. Senior Citizen Pension Scheme – ₹3,000/month for workers aged 60+.
  2. Accident Benefits – Compensation up to ₹2 lakh for workplace injuries.
  3. Disability Pension & Ex-Gratia Support – ₹2,000/month for partially disabled workers and one-time support for severe disability.

Additionally, we offer:

  • Maternity Benefits for registered women workers.

  • Education Assistance for workers' children.

  • Marriage Assistance to meet wedding expenses for workers or their dependents.

Conclusion

At Al-JamiuUmmah Social Welfare Trust, we remain committed to improving the lives of both organized and unorganized workers. By providing access to essential healthcare, financial support, skill development, and government welfare schemes, we ensure that workers receive the security and empowerment they deserve.

For more information or assistance, please feel free to contact us